Send and receive money
With your identity verification (KYC) approved you can send and receive USDC in seconds, 24/7, with no banking hours.
Send money
Accounts resident in the European Union (also Iceland, Liechtenstein or Norway): for now you cannot send money, withdraw to a bank or pay payroll. We are enabling it and will let you know. What counts is where the account holder resides (or where the company is registered or operates), not the destination country.
- Go to Send.
- Enter the amount. Transfers are always in USDC on the Base network: the app does not ask you to choose an asset or a network.
- Enter the destination address (
0x…format) or pick a saved contact to autofill it. - Review the Confirm transfer screen: you'll see your available balance, the network fee —~$0.00, we cover gas for you— and the D1C fee for the transfer (0.40% of the amount). Details in Fees.
- Click Send. The app will ask for your PIN: enter it, click again and confirm with your passkey. The transfer usually completes in less than 2 minutes and you can track it in Activity.
To send money you need both confirmations active —a passkey and a PIN— in Settings → Security and payment confirmation. If you change your PIN, transfers and withdrawals are paused for 72 hours for your security. Details in Payment confirmation.
To send you need an active plan, and what you send counts toward your plan's monthly volume — see Plans and limits.
After sending to a new address, the app offers to save it as a contact for next time (saving it asks you to confirm with your PIN and passkey). You'll also get an email receipt for every transfer.
Make sure the destination address accepts USDC on the Base network. Sending to an address that does not operate on Base can mean losing the funds.
From the mobile app you can also send to another D-ONE CASH user's email address (P2P), no addresses involved.
Receive crypto
- Go to Receive → Crypto. The network is always Base.
- Share your address with whoever is paying you (Copy address button).
Coming soon: a QR code with your address. Today the QR-shaped box on this screen is just an icon and cannot be scanned: share your address by copying it.
Only send USDC to this address and only on the Base network. Any other asset or network = lost funds. The app can only send and withdraw USDC.
Request a payment from a contact
If the contact has an email saved, you can ask for money without sharing addresses:
- In Receive → Crypto, use Request payment from a contact.
- Pick the contact, enter the USDC amount (optional) and a note (optional).
- The contact receives the request by email, written in Spanish, with your payment details.
Contacts
In Contacts you save frequent recipients with a name, email (optional) and EVM address. Contacts show up as shortcuts when sending and when requesting payments. Saving a new contact asks you to confirm with your PIN and your passkey; deleting one doesn't.
Next steps
Updated 26 days ago